FINANCE - 12

Easy Budgeting Tools that Work!

Budgeting your monthly expenses in order to get the greatest return on your income doesn't have to be extremely hard; in fact it can be made quite easy.

In the days (that now may seem like long ago) when you could spend freely, ROI of course meant a Return On Investment. In today's economy the term has a brand new meaning. ROI now stands for, you guessed it Return On Income.

You must now be absolutely sure that where your money goes gives you the best leverage to maintain the lifestyle you have become accustomed too.
And to that end you must now be savvy about a particular part of your cash flow model called budgeting.

There are various budgeting programs available for use. Money management programs provide you with a usual package that allows you to enter your cash inflows and outflows, categorize your expenditures, and most importantly, present to you an analysis of your spending behavior. Through these programs you can also input the various payments you have to make monthly, and subsequently track if you have paid your dues on time (your benefit: avoiding COSTLY late fees and maintaining your hard earned credit rating) . Moreover, some programs also offer you a tax form draft that will help you make sure you are not missing out on any gray areas or any deductibles, for that matter.

Another budgeting tool that you can utilize is coupons. Various stores and magazines contain coupons that you can use to get discounts on various products. Should there be a need to purchase a particular product for which you have a coupon for, you will end up saving a percentage of what you might have had to spend on a regular purchase. Coupons and free shopping spree giveaways can be invaluable in maintaining your lifestyle while managing your available cash resources.

Lists whether on a piece of paper, on your cellular phone, or on your personal digital assistant (PDA) will help you keep focused on what you have to buy, and in effect, keep track of the purchases you make. A classic example is your regular grocery trip. Prior to making the trip, plan out the weeks entire menu and identify what food items and materials you need to purchase that are unavailable in your pantry. Then, make a list of other household items that you have run out of (or are eventually going to run out of before you can make the next trip to the grocery). Armed with these lists, you can go to the grocery and know exactly where to go and what you are going to buy. Without these lists, you will walk idly along aisles, and will likely pick up various food items that you wont likely need in the immediate future, or already have at home which is an obvious waste of both time and money.

Effective budgeting tools are those that best address your needs as a consumer. You can create your own budgeting tool or find a program to do it for you either way if you want to see results you must have a system.


II. Budgeting – The Holy Grail


Your financial situation is going downhill, and you are probably wondering how to improve it, how to get out of the problem you are in. Actually, you should be asking yourself what was it that you did wrong, what actions led you to this situation. Knowing what went wrong is key when it comes to rebuilding ones financial life. Looking back on your errors will help you to avoid making the same mistakes over and over again. When an individual finds himself deep in debt, or in a bad financial shape, their main concern is to get back on their feet, back on track. And they often manage to do so, but if they pay no attention to what caused their rough patch, chances are they will fall back in trouble sooner or later.

My main goal as a financial advisor is not only to assist people in finding the correct financial aid, but also to help them to identify their financial flaws so that they never make the same mistake again. Nothing is more fulfilling than this. Within this article you will information on why budgeting is such an important part of ones life and advice on how to welcome it into your daily routine without making too many sacrifices.

Identifying Your Errors Is Essential

Have you ever burnt your hand with the oven due to a silly mistake of your part? If so, did you ever make that same mistake again? I do not think so. This idea could be applied to money management, but sadly, it almost never works that way. Very few people choose to take some steps backwards and analyze their situations from a different angle, a different perspective. The ones that do, gain invaluable knowledge. The ones that do not, tend to experience negative situations again and learn the hard way.

It might be extremely difficult to control your anxiety provided that you are experiencing economic problems. But bear in mind that being in a hurry will not make time go faster and will most certainly not help you to make wise choices. Take a moment to look back on your actions. Evaluate your current circumstances and try to think of a few reasons which could have contributed to your bad financial shape. Remember that no man is born wise, and specially in the financial world, it is a matter of trial an error. Humans make mistakes, and you are a human being above all. Fell free to questions your methods and do not kick yourself if you come to realize your methods had been wrong all along.

Budgeting As A Financial Tool

Though recognizing your mistakes is a very important part of the “healing process”, it is just the first step towards recovery. Once you have spotted your major issues regarding money management, it will be time to take an action plan. The most common problems people face when handling their finances are: overspending, spending money on unnecessary things, making uninformed financial choices, lack of ability to save, etc. Most of these problems can be solved by means of a budget.

One of the most important things when it comes to budgeting is taking note of every single one of your expenses. It will not only assist you in finding our where your money is going, but it will also let you know beforehand if you are starting to go back to your old faulty ways. It is a fantastic way of finding early signs of financial mistakes. Make budgeting your ally, you will not regret it!

FINANCE - 11

Helpful Info For Filing Tax Return

The process involved in filing tax returns can a be tough job. This applies if you are not well versed with the present tax system. More so, it implies more work load if you have to process a huge volume of tax input requirements.

As a good citizen, you would like to have your share in your country's growth by filing your tax accurately and promptly. Here are some tips en route to a hassle free filing of tax returns.

Prepare your tax returns much earlier

Early tax return preparation can help you minimize committing entry errors. You can collate the necessary inputs prior to the filing deadline. With these required inputs, you can initially process these inputs without waiting for the last day of filing.

Maintain proper records

You need inputs for the preparation of your tax returns. These include records of your income and expenditures. If these inputs are not available, you are stuck. Thus, it is a must on your part to closely keep track of your records throughout the year. Having a good system whether it is manual or computer based for maintaining your records absolutely facilitates your tax preparation.

Use tax filing applications

The government itself would like tax filing as easy as possible. Evidently, the more streamlined the tax filing system is, the more collection is expected by the collecting agency. This is one reason why free tax filing applications are offered to the public for tax computation. Such applications, which you can use, vary from a simple worksheet type program to a multi featured tax filing program for installation on your computer.

Following the above tips will save you both time and money in filing your tax returns. Filing comes once a year but input requirements are not a one shot deal since the records required are all year round.


II. Tax Break for Seniors: Another Benefit for Seniors in a Tough Economy

For seniors who have been fortunate to have money in retirement accounts and maintain significant value in those accounts, Uncle Sam has just provided significant relief.

Both the House and Senate unanimously and in record-time passed the Worker, Retiree, and Employer Recovery Act of 2008, clearing the way for the President's signature. This new tax law temporarily suspends the requirement for taxpayers age 70-1/2 and older (and their beneficiaries) to make annual minimum distributions from their retirement plan accounts. This will provide older Americans some much-needed financial flexibility as they struggle to manage their finances during this difficult economic time.

Tax laws generally require individuals with retirement accounts to make required withdrawals based on the size of their account and their age every year after age 70-1/2. The new law suspends the required minimum distribution from retirement accounts in 2009. This waiver, available to everyone regardless of their total retirement account balances, applies to all defined-contribution plans, including 401(k), 403(b), 457(b), and IRA accounts. Suspending the mandatory withdrawal allows retirees to keep the money in their account if they choose, and possibly recover some losses. The suspension for 2009 also applies to beneficiaries of retirement plan accounts and IRA owners.

Retirement accounts are only one facet of a senior's financial landscape. There's social security, pensions, annuities and other possible income sources. No matter what your blend of income happens to be, you also have a blend of expenses. Of course there's housing, transportation, food, clothing and the big one for many seniors is medical. Today's economy has many seniors in the minus column when they subtract their expenses from their income.

Recent reports indicate that a large number of seniors eligible for retirement are continuing to work to make ends meet or looking for employment.With unemployment at its highest rate in over 25 years, that may not be the most viable option. Seniors who are homeowners with a good deal of equity in their home can create additional tax-free income, lump sum withdrawals or lines of credit and never have to pay the money back as long as they live in their home. They can do this with a reverse mortgage. The funds can be used for any purpose and most reverse mortgages are insured by the federal government. Reverse mortgages can be processed for seniors with no out of pocket costs. That means no upfront appraisal or application fees. There are no income or credit qualifications and reverse mortgages are available for seniors who are 62 or older.

With these different financial options available, thanks to Uncle Sam seniors may to able to weather the storm of this economy in grand style. According to market research, only 1% of seniors who are eligible for a reverse mortgage have one. However, it is much more popular than 5 years ago. Reverse mortgages are not for everyone, but to many it's a life changer, a true positive difference maker. It costs nothing but a little time to find out if it right for you.

INTERVIEW TIPS FOR JOBS - 10

Job Interview Skills - Going for a Job


* people decide about you in the first 10 seconds
* you have to make a good first impression
* always ask insightful job interview questions
* learn as much as you can about the company
* they'll probably ask interview questions designed to trip you up
* have some quick answers to interview questions at the ready

Not bad, as far as rules go: some of them make perfect sense. But getting the job you want isn't about following rules or giving the 'right' interview answer.

It's about presenting yourself in the most authentic way that takes care of you and the interviewers at the same time.

So many people chuck their chances away: they don't take enough care and interview preparation time so that the whole process is enjoyable, stimulating and informative for both parties.

Your First Opportunity: Getting The Interview

If you want the job, chances are so do about a million other eager people, so your application has to stand out from the crowd. British CVs are usually dull and boring, and people create them as historical documents, rather than as marketing tools. You can boost your chances of getting an interview by making your CV look and 'sound' special.

Use good paper, design a personal logo, fiddle with the layout to make it easy on the eyes. Edit it ruthlessly. People always put in too much detail. Highlight the bits that relate to the job you're going for. They don't need to know you went to St Mary's School when you were 12! Put 'who you are now' at the beginning of your CV, and leave education and qualifications for the end.

If you don't have what you think are the right educational qualifications, don't worry. Just leave them off. If you include enough interesting and intriguing material about who you are now, what you didn't do is far less important.

I recommend a short paragraph at the beginning that says something about your personal qualities and your business skills. A short statement about what you're seeking can also go down a treat.

As we know, a job for life is so rare nowadays, that eclectic, unusual and even inconsistent CVs are OK as long as they're presented well.

Even if you think your current job stinks, look at the good points as though you were looking at it from the outside in. Most jobs appear much better from the outside than they do from the inside (only you know the real truth); so pump up the goodies and soft-pedal the baddies!

So that worked. You've got the Interview; now what?

Preparing For a Job Interview

Here's the key and the most important thing to remember when preparing for interview

Before you go through the door, tell yourself that unless they are simply going through the motions because they've already appointed someone, they want it to be you.

They want to know their search is over, so for the length of the interview, the job is yours. You need to make the most of it.

Having said that, first impressions are incredibly important. Be yourself right from the start, turning up the volume on those bits of you that most match the job; turning down the volume on the bits that don't. However, never ever shut the volume off entirely, as you will then be pretending to be someone you're not - a sure recipe for disaster.

Not a good idea to lie! You can be judicious with the truth, but lies have a tendency to return and bite you in the bum! Even if they don't know you've lied, you will be giving out signals that are a give-away that something is wrong.

Being put on the spot can feel very uncomfortable, and it's easy to fall into a defensive posture. If you're not sure of answering interview questions or feel boxed into a corner it's all right to buy time - including saying 'I need some time to think about that.'

No matter how nervous you are, you do need to look after the people interviewing you. Show that you know how to communicate and relate to people: ask surprising questions.

Have a stockpile of question to ask at interview and anecdotes of past triumphs (and even a few disasters, as long as their funny or humorous side is apparent). This is not just a list of what you can do, but some personal examples that paint the whole picture.

There are no right answers to job interview questioning. In fact a good interview question is one that allows you a chance to talk about yourself.

Job Interview Follow-up

At the end of your interview, if you haven't been advised, ask when they think they'll be making their decision. At least then you'll know how long you’ll have to wait before you hear.

Many places don't automatically let people know if they haven't got the job; so one follow-up call is allowable. More than that and it can feel like badgering.

No matter how badly you think the interview went, if you want the job, always send a follow-up interview thank you letter. Since most of us think of clever things to say after the fact, include one or two of those, referring to something specific from the interview.

Use phrases such as:

'I've given a lot of thought to our interview and...'
'Something you mentioned got me thinking...'
'What you said about _______ really struck home...'

If you don't get the job and you're curious why not, phone up and get some feedback. It may help you for the next interview.

Happy job hunting!



II. Tips In A Job Interview

The second step in getting the job is meeting the potential employer for an interview. The first step that an applicant has successfully completed was sending your application and passing the screening process of the company.

The employer got the resume through a variety of sources that can be from an ad that was posted, a referral from a friend or a headhunter, or by a person who simply submitted an application by logging on the company’s website.

Here are a few tips that will help in having a successful interview;

• Before going to an interview, it is best to do some research about the company one is applying to.

• It is also best to practice with a friend or family member mock up questions that the employer will likely ask so you do not choke during the real interview.

• When you go for an interview, it is best to always arrive 10 to 15 minutes ahead of time. This shows employers that the person is punctual and serves as a good attribute in a potential employee.

• When meeting an employer, you should bring an extra copy of the resume and other documents that are needed if asked certain questions. A good example is architects and photographers who are professionals in the respective fields who have a portfolio of the works done which may impress the interviewer.

• It is always best to dress appropriately. This shows the employer sincerity on the part of the applicant applying for the job. One must have finger-nails and hair well groomed for the interview. The outfit worn should be professional. This would mean that shoes must be used to match the outfit. If you typically wear a lot of jewelry, it is advisable to remove and tone it down for the interview.

• When you are in front of the employer, smile and greet the interviewer with a firm (but not bone crushing) handshake which is always a good start to get the interview moving.

• During the course of the interview, listen very well to the questions asked. Each must be answered truthfully and confidently to be able to sell yourself to the potential employer.

• Afterwards, the applicant should thank the recruiter for the time that was given to meet for the interview.

TIPS FOR JOB - 9

Tips To Creating Your Own Cover Letter Template

Using a cover letter template when job hunting is a logical and time saving measure. Your time is limited, so writing one basic one and using it as your template will simplify the application process, making you more efficient and hopefully employed all that much faster.

A basic template can be either bulleted – sometimes called an Executive Summary – or in paragraph form. The paragraph form of cover letter template is more traditional and preferred by many for the neat appearance it presents. Since hiring managers are busy however, the bulleted format does have advantages. This cover letter template allows you to make quick changes in the emphasis you are placing on your skills in case there is more than one type of job for which you are applying.

A good bulleted template will begin with the date, address and salutation. Then it should reference the position applied for. Open the template itself with a short paragraph highlighting your primary qualification, such as years of experience, and state that you can make a strong contribution to the company. Then back up what you’ve said with at least two bullet point paragraphs, each listing some of the key qualifications that your resume lists. You’ve heard the old saying “tell them what you are going to tell them, tell them, and then tell them what you told them.” This is the place for that.

Your last paragraph should be upbeat and point out that you can make valuable contributions to the organization, list your contact phone number again, and thank the reader for his or her time.

A good template emphasizes the contributions the applicant can make to the prospective employer. Employers don’t really care about what you want, they care about what you can do for them, and your cover letter template and resume should reflect that truth.

An alternative to the bulleted template is the standard paragraph formatted cover letter template. It begins as the bulleted one does, with the date, salutation and standard formal correspondence protocols. It will then have three or four paragraphs in block format that point out your years of experience, education and other qualifications in the first paragraph, followed by the second paragraph where you state your desire to join the organization. The third paragraph should go into more detail concerning experience and qualifications. For instance, stating that your skills are in personnel supervision, or in operations management. List a recent accomplishment in this paragraph to back up your earlier words. In the last paragraph point out the obvious – it never hurts. Let the reader know that your resume is enclosed and you would like to meet with him soon to exchange ideas. State that you will call him in the next few days if you feel it appropriate, otherwise restate your contact phone number and email address and your availability to meet. End it with your signature and the word “enclosure”.

This cover letter template also emphasizes what the applicant can do for the company by citing experience. If you follow either of these listed here you should have good success.


II. Resume Writing - 3 Tips for Success


Resume writing is possibly the biggest stumbling block for folks who are looking for a job. While it may seem simple, there are allot of subtle things that really matter. Potential employers are flooded with resumes in response to their job postings, and you only have a few short moments to make it or your resume will end up in the trash. So, how do you optimize your resume to make it likely to get read? Here are 3 great tips to get you started.

1. Be Comprehensive, yet Succinct.
While your resume should contain a detailed account of your qualifications and accomplishments, you need to keep on topic specific to the job you are applying for. If you are applying for a position as an office manager, for example, you don't need to include references to your stint as a rodeo clown. The prospective employer will likely be interested only in the skills and work experience that relates directly to the position they are trying to fill. Give them what they are looking for. Take a thorough account of your work history and skillset and choose to highlight what is relevant, and eliminate or downplay the items that are irrelevant. This strategy of niche resume writing keeps your resume focused and gives you the advantage of appearing to be the most qualified candidate for the job.

2. Your Resume Should be Formatted Nicely
Kooky fonts and such may be okay for personal communications, but your resume should be more "standardized". You want it to appear as neat and tidy as... well, yourself, right? A typewritten resume using standard fonts such as Times New Roman and Arial on high quality plain white paper will be a winner every time. You also need to pay close attention to your spelling, punctuation, and grammar. Nothing would be more embarrassing than a resume with typos, grammatical errors, and misspellings. Not only embarrassing, but presenting a resume with errors will not impress potential employers and will likely land your resume in the trash can. Don't rely on computer based spelling and grammar checks. Check it yourself, and if possible, get someone else to check it for you as well. Also be wary of the reformatting that sometimes happens when you upload your resume to an Internet based resume submission service. Allot of times, you will loose your careful formatting only to find it replaced with the wrong margin, strange fonts and worse. Before you send it, check it!

3. Show Enthusiasm
Your resume and cover letter should not be something that you write begrudgingly. You are excited about the job you are applying for, correct? Well, then show it! Your excitement will come across in your resume and cover letter and will impress perspective employers. Whenever it makes sense to, use action words to describe your career history and goals.

HEALTH - 8

Understanding and Prevent Your Hair Loss

At any one time, 10 percent of our hair is at a resting phase while the other 90 percent grows at about 1 cm a month. After about two or three months, the rested hair will fall out to be replaced by new hair.

The most usual type of hair loss alopecia affects a majority of men and a smaller percentage of women from age 35. In men, the typical hair loss can be seen by receding hairlines towards the back of the head. Subsequently large patches of hair loss may leave a horseshoe-shaped tuft of hair.

In women, typical alopecia hair loss is seen in the thinning of hair all over the scalp, but more visibly over the top of the head. Hair loss in children are not usual, but a majority cases of alopecia in children will see restoration over time.

About 50~150 strands of hair drop daily is quite common. Taking into account that we have about 100,000 strands of hair on our head, this amount is not a great loss. But disproportionate hair loss without being replaced as quickly may cause some concerns. When this happens, we should best sit up and take notice and do something about it.

Causes of Hair Loss

The causes of hair loss aren't well defined; however, researchers have uncovered that men with male pattern hair loss have increased levels of DHT in the balding area of their scalps. Individual hair usually follows a cycle of expansion, falling out, and new expansion. However increased levels of DHT are believed to contribute to the shortening of the expansion phase and a shortening of the time it takes for the hair to fall out. This results in thinning of the hair on the scalp.

Other common cause of hair loss is lack of certain essential fatty acids, proper essential nutrition over a prolonged period, especially iron, vitamin B, C and an amino acid called lysine which can found in many common beans.

Months that follow after a trauma, a surgery or a major illness may also cause loss of a large amount of hair. This kind of hair loss is temporary and will be restored when your health is restored. Proper nutrition can help expedite recovery.

An over or under-active thyroid gland can cause excessive hair loss. Hormonal imbalance and hormonal changes after a woman's pregnancy may see plenty of hair loss too.

Another culprit is drugs or prescribed medication. These include use of anti-coagulants, drugs used in chemotherapy to treat cancer, anti-depressants, contraceptive pills and overdose of vitamin A. Hair are usually restored when medications are stopped and proper nutrition takes over.

Other causes are fungal infections and various diseases. In fact, hair loss could also be a symptom of underlying diseases. So, seek medical attention if you cannot easily realize the cause of your hair loss.

Other hair problems: Oily hair occurs because of vitamin B deficiency. Dry or brittle hair other than caused by too much chemical put on the hair?is a sign of essential fats deficiency. Poor hair growth and loss of color is a result of zinc deficiency.

Prevention Suggestions

Some medical treatment like provillus blocks DHT (dihydrotestostrone) from getting to your body, which is 1 of the major causes of hair loss. The Breakthrough formula of Provillus was designed to block DHT and supply the proper foods to your body specifically tailored to block hair loss and to help you regrow hair naturally. Strong, sound hair begins with the proper nutritional building blocks. You do not have to hold off until there's a problem to end it! Provillus supplements your body's natural supply of these vitamins and lets the tiny follicles below your scalp receive exactly what they want to manufacture beautiful, full-bodied hair.

There are a few things you can do externally to improve the blood circulation to the scalp. Massaging the scalp, hanging upside down or doing headstands all can contribute somewhat to lessen hair loss. But of course, it would be absurd to be hanging upside down and doing headstands all the time!

Other measures you can take is to wash your hair with high-quality shampoo suitable for your hair type, reduce use of hair dryer, heated rollers and curling wands.

To prevent more hair loss, cut back on processed foods and carbonated drinks which can acidify the blood, causing mineral loss from your hair. Avoid unhealthy diet fads that make you lose weight too quickly. For, along with the loss of weight, you lose your precious hair.

Sulfur is a necessary mineral for beautiful hair growth. This mineral can be found in high protein foods like fish, legumes, nuts, eggs, beans, and most vegetables. When cooking, add in onion and garlic where possible. But don't just use them for cooking, eat them!

And finally, the wrong kinds of fats that cause hair loss needs to be eliminated and replaced with sufficient amounts of EFAs like omega 3.

There are many more possible reasons why you are losing hair excessively. In fact, almost every system in your body can affect the health of your hair. Since hair loss may be an early sign of a disease, it is important to consult a specialist to detect the cause so that it can be treated at an early stage.


II. Hair Loss Solutions - How To Help Stop Hair Loss And Regrow Hair


Hair loss and male-pattern baldness is an misery suffered by thousands of men, and can be a true source of lack of confidence and embarrassment for those not prepared to lose their hair or shave their head. Even worse, and more dreadful are the younger cases where the hair loss progression begins long before a man even reaches his thirtieth birthday. So what are your options if you are one of these men, non stop losing your hair before your time?

Well, you can do what many others do - cut off your head for the sake of evenness. Lots of men look fantastic with a bald head - it just fits their personality and style, and they seem comfortable that way. For individuals reluctant to give up on their hair, there are hairpieces or plugs, neither of which have been perfected to the point of being undetectable, and both having a societal stigma as being a bit vulgar and undesirable.

The other alternative, of course, is to attempt one of the hair loss products that some decent manufacturers now offer, both in prescription and nonprescription type. As there is still no "magic pill" that can daringly promise every man (and woman) who takes it will re-grow their hair, there are some very hopeful and effective hair loss products and treatments currently on the market and also in development.

Provillus, Hair genesis, Rogaine (Monoxadil) and Proxiphen are just a few of the top prescription and nonprescription hair loss products on the market today, and they've all had varying degrees of success in re-growing their client's hair. As the demand for hair loss products is so great, there have been many non-prescription hair loss alternatives lately introduced in an effort to offer men (and women) a more economical and convenient alternative to re-grow hair and prevent more hair loss.

There are also some vitamins that have been specially formulated both for thinning hair and to elevate the speedy growth of healthy, shiny hair. Vitamins for thinning hair and faster hair growth and re-growth are generally a varying combination of several key amino acids, biotin, vitamins B6 and E, and zinc. Many who take vitamins of this nature do report thicker, more lustrous and healthy hair, but if your objective is to actually re-grow hair and not only thicken thinning hair, then you would perhaps like to consider a more significant hair loss supplement or treatment that specifically targets balding and hair loss.

Here's a small hint to help promote hair growth - massage the scalp. This is an age-old hairstylist tip to help stimulate the hair follicles, unclog any blocked oil glands in the scalp, and help promote a healthy scalp and new, healthy hair growth. Plus, it's relaxing and it feels good, so it's not such a chore!

Hair loss supplements can range from pricey to reasonable, tested and untested, and clinically proven vs. not clinically proven. You have to use good judgment and do a little homework on the internet, or by reading consumer reviews, testimonials and surveys to see what actually should work best for your situation. Some even offer money back guarantees or some sort or money back for unused portions.

Now, let's talk about being practical in preventing future hair loss. Many times, the primary cause for premature hair loss and male pattern balding is genetic, but it can also be brought on by a hormonal imbalance of the male or female hormones, known as androgens and estrogens. Correcting a hormonal imbalance many times can stop hair loss. This example can be seen in women who detect hair loss in a moment after they've had a baby. The cause for this is a fall in hormones that kept much more hair on the head than normal during pregnancy because the levels of this hormone are abnormally high at this time.

Some medications can also cause or worsen hair loss. Typically these medications are blood thinners, gout medication, chemotherapy medications for cancer, too much vitamin A, birth control pills and antidepressants. Avoid tight or "pulling" hairstyles like high or tight ponytails and cornrows, and also stay away from harsh chemical treatments such as perms and other potentially volatile, damaging hair treatments.

Typical hair loss treatments, prescription and nonprescription, usually take about six months before you can tell they are working, so patience is a must. There is no overnight fix to hair loss unfortunately. As long as you are comfortable with your chosen hair loss remedy, and have planned a preventative and maintenance course of action, that's really all that matters.

HEALTH - 7

Male And Female Hair Loss -- Thinning Hair And Daily Diet

Diet plays a large role in the treatment and prevention of male and female hair loss. A single food or a magic diet isn't going to provide you with miraculous hair restoration, but it can slow down the process and may even postpone its appearance for years to come. Following a diet that is beneficial for your hair is as much about avoiding certain things as it is about consuming the right things to repair damage already done.

Sugars And Female/Male Hair Loss

When you intake a large amount of sugar into your body, it causes the insulin levels in your body to increase significantly. This sharp increase also triggers the production of testosterone in your body forcing your hormones to go out of balance. As this testosterone breaks down, it gives off a substance known as dihydrotestosterone, which is one of the largest contributing factors to male and female hair loss.

The best treatment is to limit or eliminate complex sugars from your diet completely. You may also want to consider following a low GI diet. This contains foods that take longer for your body to digest. You stay fuller for a longer period of time and it helps keep your sugar and insulin levels steady. As an added benefit, these foods also limit the number of natural toxins that are released into your body when nutrients are broken down. This slows down the aging process and helps control acne breakouts.

Malnutrition

Malnutrition increases female and male hair loss significantly. Its effects become even more apparent when it is complicated by the added stresses caused by eating disorders. Your body becomes short on vital nutrients such as protein, iron, antioxidants, and energy that it uses to heal itself and for general cell regeneration. This degrades the quality of your nails, skin, and hair.

As long as these problems are caught early enough and you resume your normal diet in the early stages of the disease, hair restoration will occur naturally. In many cases, the male or female hair loss is completely reversed. If these eating conditions go on for far too long, however, the resulting damage to the victim's hair is generally permanent.

Increasing Nutrients Responsible For Hair Restoration

Hair restoration requires a large number of different vitamins and minerals, but some can significantly improve the quality and the rate of growth. Essential fatty acids and antioxidants are two big examples of these. They not only ensure that cells are regenerated in the proper manner, but they also increase the cell regeneration rate. How do you get these nutrients? Essential fatty acids are commonly found in fish oils, nuts, and seeds. Bright colored fruits and vegetables in a raw or carefully cooked form will give you the largest range of antioxidants.

Female hair loss and even male hair loss can be postponed and improved through proper diet. If it is already too late, you can undergo hair restoration treatments while changing your diet to significantly improve the results of whatever method you choose.


II. Find the Best Hair Loss Treatment

Before you begin looking for a hair loss treatment, you will need to know why you are experiencing hair loss. There are many possible causes of hair loss:


* Hormonal Imbalance: Having hypothyroidism, hyperthyroidism, or any other hormonal problems can cause hair loss. When the hormones are brought under control the hair loss usually ends.

* Illness: Being sick can cause hair loss. Diabetes, Lupus, cancer, and thyroid disease are all capable of making hair fall out. Usually though, once the illness is past, hair loss will stop, and new hair will grow.

* Medication side effects: Medications have many side effects; one of them could be hair loss. Chemotherapy has been known to cause hair loss, so have medications commonly used for arthritis, depression, heart problems, high blood pressure, and blood thinner. Too much vitamin A can also cause hair loss. When the medication responsible for the hair loss is discontinued, the hair loss should end.

* Stress: Going through surgery, or any other traumatic experience can cause hair loss. Hair loss from stress usually ends once the stress has been dealt with.

* Heredity: Male pattern baldness is hereditary. If it?s in your family, you may suffer from it. The only cure for male pattern baldness is to block the hormone which causes it, DHT (Dihydrotestosterone).



If you have determined that your hair loss is from male pattern baldness, then you may want to look into finding the best hair loss treatment. In order to do this, you will need to commit to doing some research. Some of the things you will want to look for are:


* DHT Blocker: The best hair loss treatment will have a good DHT blocker. This will stop the hair from falling out.

* Natural ingredients: The best hair loss treatment will have a variety of natural ingredients, including herbs, vitamins, extracts, and oils.

* Side effects: The best hair loss treatment will have no known side effects. It will be safe to use, without the worry of added problems.

* Compatibility with other treatments: The best hair loss treatment will be compatible with other hair loss products. There should be no interactions with other products for hair loss.

* Money back guarantee: The best hair loss treatment will have a money back guarantee, with the promise of satisfaction or you can get a refund.

JOBS IN IT FIELD - 6

I.Description: Paid internships for international students in the US. We offer internships in entertainment, marketing, public relations, journalism, fashion, accounting, business, hospitality and tourism, sports and recreation. New internship postings are emailed directly to members. Many employers also will provide housing and some meals. Candidates must meet job requirements of each individual employers.

Highlights:
* Entertainment Industry: Work on celebrity events, production shoots and general office duties. Work in casting offices in the Los Angeles area. Possibility of working on movie shoots or TV productions. Ongoing positions available. Hours/days negotiable.

* Public Relations: Learn how to write press releases and how to gain exposure for various products or clients. Assist with various office tasks as needed.

* Non Profit Organization: Academic Assistance/Tutorial. Touch the hearts and minds by protecting the innocence of our youth and developing their education. Hours/days negotiable.

* Non Profit Organization: Communication and Marketing, Fundraising, Youth Programs for a large worldwide organization. Hours/days negotiable

* Event Planning: Participate on non-profit and for profit events' committee to build successful and well-attended community events, which deepen the public's exposure to and unity with the mission of our company. As assistant to the Event Coordinator, the intern will learn the different components of creating a successful and dynamic event. The position also requires an ability to clearly understand the goals of the organization and articulate them while working to build the events. Hours/Days Negotiable

Accounting Assistants are needed to assist with general accounting functions such as accounts payable, accounts receivable, preparation and data entry, filing, photocopying, research information for accurate entry such as general ledger codes, purchase orders, etc. Basic computer skills are required to enter into MIP (training on this software will be provided) in addition to moderate experience in Excel. General understanding of bookkeeping or accounting principles preferred. Majority of activity will be deskwork. Hours/days negotiable.

* Journalism: Work for a city newspaper doing various tasks such as general office duties, research and interviewing. Possibility of news writing with byline. Hours/days negotiable.

* Entertainment Museum: We have a 33,000-square-foot museum dedicated to showing our visitors (who come from around the world) what goes on behind the camera. We have original sets from Cheers, Star Trek: the Next Generation, and The X Files, a prop room, a foley (sound effects) room, an editing room, and rotating exhibits that change every couple months ranging in subject from persecuted Armenian filmmaker Sergei Parajanov to 10 years of The Simpsons. Docents are incredibly important to us because large sections of the Museum are tour-only; we can't survive without them! Training takes only 3-4 sessions, and by becoming a docent you earn free admission for you and your family, a gift shop discount, invitations to exclusive events, education sessions with the curator, and more! Long-term preferred. Hours/days negotiable.

* Legal: A company dedicated to legal support services. Filing court documents and assisting attorneys. Must have good communication skills. Hours/days negotiable

* Import/Export &Wholesale: Learn the 'ins and outs' of importing and exporting goods into the USA. Positions available in downtown Los Angeles. Prefer someone who is articulate, computer oriented and willing to learn.

* Travel: Cruise Sales, and Vacation packages. See first hand how the travel industry works. Hours/days negotiable.

* Preschool/ Teacher Assistants: Work for a primary school helping out teachers. Learn classroom management, lesson plans building and standards of the classroom. Hours Monday-Friday, 9-3PM.

II.Kuwait allows plenty of foreign workers into its territory, but almost exclusively on a temporary basis.

Expatriates aren’t generally allowed to become part of the permanent population. Foreign workers are dealt with in a fair but controlled way, paid and treated well, and at the end of their time in the region, thanked and rewarded for their efforts. On the other hand, the government is conscious of the need to provide decent jobs with career paths for their own young people, who are increasingly educated and aware of the attractions of the outside world – many attend universities in the USA or UK. Having made major investments in education and social welfare, they hope that eventually Kuwait will become almost self-sufficient in terms of labour.

A majority of outside observers, however, believe that expatriates will have a substantial role to play for many years to come, and it seems likely that expatriates will continue to be important for the next two or three decades, although there will undoubtedly be changes in the number of people employed and the type of skills required. For example, the vast construction projects currently found throughout the region (e.g. road systems, airports, ports and trading zones) will become less numerous, with a resulting decline in the number of manual workers required. Commercial development, however, will lead to further building programmes as Kuwait’s economy continues to grow. Managerial, professional and particularly technological experience will still be in strong demand for many years to come. But there will be none of the mass immigration and resulting demands for citizenship that have been experienced in western societies, or the current trend of economic refugees looking for a better way of life. Kuwait will simply not allow it. Foreigners cannot become citizens or own land and property, although there appears to be some lessening of the restrictions, certainly as regards owning one’s own business.

There are other general issues to consider: you’re contemplating a move to a culture that’s almost certainly different to your own; will the way of life, and particularly the restrictions imposed on you, suit you? Will the relocation benefit your long-term career prospects? Will your family (especially any children) cope with and benefit from the move? What impact will it have on their education and employment prospects? If you aspire to be your own boss, as many people do, be aware that starting a business in the region can prove difficult and that you will almost always be required to have a local partner who has a majority holding. Is that acceptable to you?

The Middle East has been the scene of considerable conflict and unrest in recent decades, although the Gulf states are generally safe places to live and work. However, before travelling anywhere in the Middle East, it’s wise to obtain advice from your country’s foreign office. Note also that homosexuality is regarded as a criminal offence throughout the region.

You should ideally have a firm offer of employment before travelling to Kuwait. Speculative visits are occasionally successful, but you need to be notably lucky and have high-grade qualifications and experience to stand any chance. In addition, you will almost certainly need knowledgeable local contacts and have done some research into the types of company which would most value your experience.
Kuwait

Kuwait is the third-largest oil producer in the Middle East, after Saudi Arabia and Iraq. It has great wealth and is of tremendous strategic importance, as was shown by the world’s response to the Iraqi invasion of 1990/91. The Iraqi invasion had a significant impact on the Kuwaiti economy, both in terms of damage to the oil industry and exports and because of the cost of paying the military forces called in to eject the Iraqis. Kuwait and its people also lost a significant portion of their wealth through its unlawful ‘confiscation’ by the Iraqis. In spite of this, however, much of the country’s assets were safely invested overseas and the government in exile managed to retain control of these vital resources.

Since the war, the economy has gradually recovered, and recent oil price increases are allowing further expansion. (Kuwait’s financial assets were greatly, if momentarily, diminished by the decision to compensate its people for losses suffered as a result of the Iraqi conflict.) Foreign investment has increased, largely as a result of a decree of 1999, which approved the 100 per cent foreign ownership of certain companies registered in the country, a significant departure from the original ruling of a maximum equity holding of 49 per cent. These companies will be those that contribute to a more diverse economy and the provision of advanced technology and industry.

Oil production and associated downstream industries, including refining and petrochemicals, account for around 90 per cent of foreign earnings and nearly three quarters of Kuwait’s gross domestic product, which is estimated at around $30 billion annually. Kuwait has tremendous reserves of oil, with an estimated 90 billion barrels in the Burgan area alone. Oil production is estimated to be around 1.8 million barrels per day, with the majority of oil exports sent east. The Kuwait Petroleum Company (KPC) controls the country’s oil interests, including many overseas downstream assets, in addition to home production. Kuwait Petroleum International has several refineries in Europe and the Far East, and operates the thousands of Q8 petrol service stations in those regions.

The petrochemicals industry has recently diversified and produces polyethylene, polypropylene, fertilisers and other products for export to Kuwait’s neighbours and international markets. A free trade zone in the port of Al-Shuwaikh is expected to encourage further diversification of the overall economy and the development of trade with neighbouring countries and the Far East. Local and international investors in the industrial, service and commercial sectors are encouraged by the 100 per cent foreign ownership concession, with no corporate taxes or currency restrictions and the free movement of funds. New highways and the modern shipping port at Shuaiba add to the attraction of the zone.

Kuwait has a healthy financial and banking sector, with commercial banks owned by the government or by wealthy trading families. The National Bank of Kuwait is the main retail bank, with over 35 branches. Other banks, such as the Commercial Bank of Kuwait and The Credit and Savings Bank, also offer full service banking facilities. The Industrial Bank of Kuwait deals mainly with the funding of industrial, manufacturing and agricultural programmes. The Central Bank of Kuwait is responsible for regulating the financial industry as a whole. The Kuwait Stock Exchange was successfully reopened in 1992, after experiencing major problems following its initial formation in 1977 and the suspension of trading during the Iraqi conflict. Other significant financial institutions include (ARIG) the Arab Reinsurance Group, which deals with major insurance such as aviation and shipping.

Kuwait’s telecommunications network is state-of-the-art, well able to meet the demands of the rapidly developing economy. Agriculture and fishing, on the other hand, which are among the country’s traditional industries, contribute relatively little to the gross domestic product, and Kuwait relies heavily on food imports.

A downturn in oil prices in 1998/99 prompted the Kuwaiti government to to reduce the dependency on state subsidies by moving towards the privatisation of its consumer utilities, electricity, health etc. This process continues, with proposals to privatise the airline and telecommunications industries and to encourage foreign investment.

Kuwait is a significant member of the GCC (Gulf Co-operation Council), enjoys vast resources and has largely overcome the serious problems experienced as a result of the Iraqi invasion. The repatriation of foreign workers at the start of that conflict allowed the authorities to adjust the volume and nationalities of foreign workers permitted to return when the conflict was over. (Workers from countries or groups of people whose sympathies were believed to lie with Iraq – notably Palestinians and Yemenis – weren’t allowed to return.) The expatriate work force is concentrated in oil-related activities and the service sector.

JOBS IN MARKETING - 5

I.Description: BUNAC's Work Australia program offers you the opportunity for the trip of a lifetime. Work Australia is a program authorized by the Australian Government to allow young Americans (aged 18-30) to work in Australia for up to 4 months. Australia, one of the largest and most beautiful countries in the world, is a traveler's paradise. The Working Holiday Visa allows you to work for any one employer for all or part of your stay. You are responsible for arranging your own job or internship but BUNAC and IEP in Australia will provide as much assistance as needed. Working is the best and most affordable way to really get to know Australia from the inside. There is plenty of short term work available and many employers prefer international workers for such positions. Australia has a thriving tourist industry and there are always employers in offices, hotels, shops and restaurants looking for seasonal help.

Highlights: Free choice of arrival date to enter Australia. Pre-departure support from BUNAC including handling all contact with the Australian Embassy on your behalf to ensure quick turnaround of your visa. Lonely Planet guidebook to Australia and BUNAC Work Australia Handbook. Access to online Member's Lounge to communicate with other participants and have 24-hour access to vital program information. Free shuttle bus transfer from Sydney or Melbourne Airport to your 2 nights accommodation, including breakfast. IEP Sydney or Melbourne orientation and welcome pack with handbook, maps, discount coupons, magazines and free harbor cruise or city tour. Advice and assistance from IEP staff in Australia on job and accommodation hunting including assistance obtaining a Tax File number and bank account. 24 hour emergency IEP assistance. Phonecard with A$5 credit.

II.Description: This person is responsible for managing and developing Máximo Nivel's international programs. These programs include TEFL/TESOL Certification, the Native Spanish Program, and the Volunteer & Internship program. This person is also directly involved in administering Máximo Nivel's non-profit activities.

This person is responsible for business development of Maximo Nivel's international programs, and is directly responsible for increasing matriculation into the international programs.

This includes:
- Finding new channel partners
- Developing partnerships with universities in the U.S, Canada, Australia, the UK, and EU
- Online and print advertising
- Coordinating the Máximo Nivel newsletter

This person is responsible for providing information and descriptions about Máximo Nivel's programs including advantages and benefits of programs, and pre-departure information.

This person is in charge of all participant management. This includes:

- Airport pick-up
- Orientation & Welcome
- Site visits and problem-solving
- Coordinating donations and aid
- Travel details (arrival, hotel, etc.)
- Flight suggestions and visa information

This person works to find and develop new volunteer and internship projects, improve international programs, sell tourism services, and ensure after-program service and relationship management with all program participants.

This person is directly involved in partner management and service. This includes regular communication with both international and local partners to ensure Máximo Nivel maintains these partnerships, provides timely and professional communication and ensures partner satisfaction and trust level.

This person is responsible for finding and organizing appropriate housing for international program participants including family-stays and apartments. This includes finding host families and briefing them on service expected, food, hygiene etc.

There are several reports that this person must generate on a regular basis using Microsoft Excel: Monthly program registration, "Spanish & Beds," weekly Spanish class schedule, and participant feedback summary. This person is also responsible for invoices, payments, collections and basic reporting to the Accounting Department.

This person works Monday - Friday (7am to 7pm) with 2 hours for lunch; and on an as needed basis during peak times of the year. Saturdays and Sundays are required from time to time in order to greet incoming participants or solve participant problems.

This person manages a professional staff of 3-4 people.

This person must be very client service oriented.

This person must be focused on results--increasing program matriculation, service to partners, and participant satisfaction.

This person must speak both fluent English and at least high-intermediate Spanish.

This person must have excellent computer skills including Word and Excel.

Must know how to lead and manage a group.

Must be client service savvy, with a passion for getting it right.

Strong daily management and strategic planning skills.

Must have a energy level and strong work ethic.

Must be computer and web/internet fluent.

Highlights: This is an executive team level position in a fast-growing international organization. Salary is low by North American and European standards, but is excellent in Peru. You will live very very well in Peru. Position is eligible for both monthly and annual bonuses.

Qualifications:
* Bachelors Degree
* MBA or Masters Degree preferred
* Minimum 3 years professional experience, preferably in a business setting
* Minimum 1 year managing a professional team
* High-Intermediate Spanish language skills or better

Minimum Education: Bachelors
Job Types :

* Business Admin, Management
* Marketing, Ad, PR
* Sales
* Tourism

Salary / Pay: $1100 to $1800 per month, plus bonus. Salary is paid in local currency. Additional monthly and annual bonuses

Experience Required: yes

Minimum 3 years professional experience. Minimum 1 year managing a professional team

This Program is open to American, Australian, Canadian, European, Kiwi and South African Participants.

Participants Travel to Peru Independently

Typically Participants Work in Groups of 5-7

Application Process Involves:

* Letters of Reference
* Phone Interview
* Resume

Post Services Include:

* Job and Internship Network

Maximo Nivel's Mission Statement: Maximo Nivel specializes in intensive language and international-experiential living and work programs. With offices in Costa Rica, Peru, and the United States, we offer some of the most exciting and diverse destinations available. We are committed to providing all of our clients and participants the highest level of service and the strongest language, culture, and adventure programs in the world. We offer the following fully-accredited programs: TEFL/TESOL Certification, Native Spanish Program, and Volunteer & Internship programs.

JOBS IN MEDICAL FIELD -4

I.Find Jobs in Medical Field in Texas

The healthcare field is one where professionals face innumerable challenges; they should always be willing to do their work even in adverse situations. To find jobs in medical field in Texas is not a difficult task at all as there are many agencies and print media who report the availability of jobs in different locations in Texas. The advent of local job search engines has made it easier to find medical jobs in Texas.
The Texas healthcare industry is one of the largest in the United States of America, and jobs in this sector are considered dignified, are in great demand, and carry attractive pay packages. As the demand for quality healthcare services is increasing rapidly, there is a high demand for fresh, medically trained personnel. There are many job openings for medical assistants, nurses, physical therapists, psychologists and other medical professionals. To find jobs in medical field in Texas is not a difficult task at all as there are many agencies and print media who report the availability of jobs in different locations in Texas. Job seekers can become members of any registered recruiting agency which will help them to find appropriate jobs matching their profiles. Job aspirers in the medical field are expected to possess good academic qualifications; prior job experience is considered an added asset.

The various hospitals and healthcare organizations offer various challenging careers to the job seekers. The healthcare field is one where professionals face innumerable challenges; they should always be willing to do their work even in adverse situations. Despite economic breakdown, jobs in the health field are on the increase. This is because the growing population needs more healthcare services. In Texas, the jobs in the medical field are stable and this will help the jobseekers to maintain a constant economic growth. There are certain aspects of career planning that are important to help you choose a suitable medical job. These include self understanding, motivation, exploring the variety of jobs available, and choosing a job that meets your expertise and requirements.

Another important point to remember while choosing a medical career is that one can choose a job that has flexible timings and great emoluments. There are also fulltime jobs and emergency careers available for professionals who consider themselves suitable for these jobs. To find medical jobs in Texas has now become much easier with the advent of local job search engines. These search engines have most of the local jobs listed from which the user can apply for those catering to his needs; these search engines usually have online registration facilities for easy processing. Many medical professionals are primarily motivated with the desire to serve humanity, rather than with the prospect of earning huge profits. Professionals with medical degrees can now find jobs in the medical field in Texas, and thus shape their careers in an effective way.

II.Description: Want a job overseas working in the field? GVI has free placements all over the world in the fields of wildlife research, marine conservation, environmental education and national parks. You can gain hands on experience while working in some of the world's most beautiful and remote natural areas. These unique Career Opportunities offer you the chance to work with GVI and selected partner organisations on critical conservation initiatives. Field work placements include: jaguar and bird surveys and environmental education in Mexico's national parks and marine surveys in the Seychelles. All applicants must complete a 10 week GVI Expedition to ensure they have the experience and training before applying.

Highlights: Further your training, increase your hands on field experience, learn a new language or simply enjoy working abroad at national parks, protected areas and reserves all over the world.

Qualifications: In order to apply and qualify for a free placement, you must have completed a 10 week expedition in the field with GVI. The expedition will give you the necessary skills and experience necessary to benefit the placement. GVI reserves the right of selection. Visit the GVI website for full details of expeditions and how to apply.

JOBS IN MILITARY - 3

I.Four of the services (Army, Navy, Air Force and Coast Guard, Marines go to the Naval Academy) maintain outstanding and legendary military academies that provide not only some of the best college education programs, but also train and form young persons into military leaders and managers. Competition is extremely fierce for entrance to the military academies; nominations are needed for Army, Navy/Marines and Air Force. The Coast Guard Academy selects on merit.

Once accepted, cadets or midshipmen receive full benefits along with a tuition-free education.

II.Enlisted Personnel
Enlisted personnel begin at the lowest rank in the military and serve as the main workforce. The military prefers candidates with a high school education. With time, good service, and education, advancement can be expected.

Officers
Officers begin at a supervisory rank. They must have a four?year college degree from an accredited institution before being commissioned; however, the military has several programs that lead to becoming a commissioned officer:

* Military Academies
* Officer Candidate Schools
* Reserve Officer Training Corps (ROTC)
* Direct Appointments
* Do You Want a Full-Time or Part-Time Military Career?
* The next question you should ask should be the degree of commitment you are willing to make. The military is flexible and has several full-time and part-time options.

Regular Service
In the regular service, personnel serve on a full?time basis. After enlisting in the service, members are sent to basic training. After graduation, they are sent to specialty job training schools. Upon completion, they are assigned to a station or unit for duty. After 20 years of regular service, members qualify for a military retirement.

III.There are two ways to serve in the US Army: either serve full-time in Active Duty as an Enlisted Soldier or Officer, or serve part-time as an Enlisted Soldier or Officer in the Army Reserve.

All Soldiers have a statutory eight-year military service obligation (MSO), which is established at the time of entry into military service (Active or Reserve). Traditional enlistment terms are three, four, five and six years. Terms of service for active duty are from 2-6 years.

As of 22 June 2004, the Army's Individual Ready Reserve (IRR) contained slightly more than 111,000 Soldiers. These trained Soldiers may be called upon to fill vacancies in Army Reserve units and may replace Soldiers in Active and Reserve Units. Part of the Army's Ready Reserve, the IRR involves individuals who have had training, served previously in the Active Component or the Selected Reserve (such as a member of an Army Reserve unit), and may have some period of Military Service Obligation remaining. Unlike new recruits, these are seasoned, experienced Soldiers who can contribute significantly to Army readiness.

The IRR, as it exists, is mandated by Congress under Title 10 of the U.S. Code. In accordance with implementing instructions contained in Army Regulation 135-91, members of the IRR can be required to join an Army Reserve unit if they are statutorily obligated and have a skill needed by the Army.

Activation is when an Army Reserve Soldier is called to serve in the Army full time. Activation can put you in an Army job within the United States or you may be deployed to foreign soil. Once activated, Army Reserve Soldiers can only serve a maximum of two years active duty.

JOBS IN SEA CRAFT - 2

Sex, sea craft and insanity

How did biography come to be such a popular form over the centuries? Richard Holmes's collection of six major examples provides more evidence of its lasting appeal - perhaps with a hint that brevity is an important virtue. Long biographies - which after Boswell's epic achievement declined into the massive and uncritical appreciations constructed by his Victorian successors - are set aside in favour of more intimate memoirs; meanwhile, the rise of autobiography by Wordsworth and Coleridge, or Darwin, Newman and Ruskin, is little considered.

The popularity of the first writings to be chosen, Daniel Defoe's brief accounts of John Sheppard and Jonathan Wild, are associated with popular journalism and the rise of urban mythology. Just as the Great Train Robbery of 1963 caught the public imagination, so Sheppard intrigued contemporary readers by the ingenuity with which he again and again escaped captivity and by his cleverness in escaping from the shackles and padlocks that were made to restrain him. Middle-class tradespeople, aware of their material losses, might be appalled by the ease with which he escaped, but in the eyes of the general public he became something of a cult hero. The thief-taker Wild, by contrast, was widely unpopular.

Richard Savage, a more aristocratic figure - at least in his own estimation - combined independence of outlook with more disreputable activities, so that the records of his friendship with Samuel Johnson helped to humanise the latter for the modern reader. Boswell was forced to concede something further: "Savage's character was marked by profligacy, insolence and ingratitude: yet, as he undoubtedly had a warm and vigorous, though unregulated mind, had seen life in all its varieties, and been much in the company of the statesmen and wits of his time, he could communicate to Johnson an abundant supply of such materials as his philosophical curiosity most eagerly desired." The immediate success of Johnson's Life provides another example of the appeal brought by popular notoriety. It can have owed nothing to the fame of its author, since at the time of its publication Johnson himself was little known. The recently deceased Savage, on the other hand, had been well enough known in London at that time, with his bafflingly complex character, to provoke curiosity about the details of his career. Something more was furnished by Johnson's account, however, which would be of lasting fascination: the double perspective levelled against this life by an author who could not deny that it had run totally contrary to his own principles yet who must still confess his own sympathy and attraction.

The changes that were being distantly signalled by such effects were shortly to receive more substantial form from Jean Jacques Rousseau, who announced in his Confessions what he believed to be a novel enterprise: "I have begun on a work which is without precedent, whose accomplishment will have no imitator. I propose to set before my fellow mortals a man in all the truth of nature; and this man shall be myself." In the midst of 18th-century urbanity such an effort at complete honesty was indeed a new enterprise, to be followed by a few writers, and even more controversially by William Godwin, who in his life of Mary Wollstonecraft set out to record not only his own experience but hers as well, making no attempt to conceal her sexual openness or the irregularity of their relationship. According to Holmes, the result was to destroy both their reputations for a century - which is no doubt broadly true, but there must have been readers, even then, who found in Godwin's openness a refreshing freedom, and in Wollstonecraft's tragic plight a true pathos. At the very moment when Wollstonecraft lay dying in the childbirth that would produce Shelley's future wife (and thus a further source of scandal) Nelson was engaged in the first of the naval feats that were successful enough for his sexual failings to be quietly overlooked by his contemporaries. At the centre of Holmes's sequence is a surefire success in its time: the Life of Nelson , produced by the upright Richard Southey.

"Cometh the hour, cometh the man" was never truer than of Nelson's career, and his achievement of instant heroism. Just at the moment when Napoleon was carrying all before him on land in Europe, this master of nautical skill destroyed his fleets and denied him naval superiority. The technical vocabulary that accompanied the ability to rely on wind and wave alone is bewildering to the modern reader but was evidently meat and drink to contemporary readers, who could follow every twist and turn of an amazing success story. Southey's story-telling, meanwhile, achieved a not altogether dissimilar feat of its own: within a few months he was made poet laureate. Not everyone was bowled over by Nelson, however. Despite the existence of her admiral brothers, Jane Austen, faced with Southey's volume, was not sure that she wanted to read another life of Nelson - unless, she said, her brother Francis should turn out to be mentioned in it also. Despite the warmth of Austen's feelings towards naval men generally, the contrast between Nelson as a man of action and his controversial private life was evidently not a spectacle she wanted to dwell on.

While in those years the demand for more details concerning such an almost universally agreed hero was avid, how many readers wanted to know about his contemporary, the artist and poet William Blake? He had to wait many years for a proper life to appear at all, despite several brief memoirs. Accordingly, when Alexander Gilchrist's Life , the longest of the biographies chosen by Holmes, was published, his subtitle Pictor Ignotus epitomised the current state of affairs. It was devoted to rendering long-overdue justice, a long-considered labour of love, and was also timely, since it was still just possible for Gilchrist to talk with people who had known Blake and to undertake a painstaking study of the materials available - not only the surviving designs and the literary remains but also personal reminiscences. When dealing with the works themselves, Gilchrist's view was not always uncritical: he was ready to say if he found the work obscure or uncommunicative. He had an excellent eye for the vivid touches of genius to be found throughout, however, and was enviably adept at drawing attention to lesser artists and poets providing the context within which Blake's achievement stood out so sharply. He was even ready to tackle a more difficult question: was Blake simply "mad" in the colloquial sense, or was there a clinical element? Gilchrist devoted a separate chapter to the matter ("Mad or not mad?"), having previously stated, concerning Blake's popular reputation after about 1810, that the term was one that "none who knew the visionary man personally, at any period of his life, thought of applying to him".

The last biography, Scott on Zélide, which will be less familiar to most readers, is the most complex of all. Geoffrey Scott, who discovered copies of Zélide's works in the University Library at Lausanne, was fascinated by the intricacies involved in her relationships. "In the correspondence of lovers," he wrote, "there will be four elements at play - four egoisms to be placated instead of two. And by this grim mathematical law the permutations of possible offence will be calculably multiplied." Perhaps he knew of Sigmund Freud's conjecture that every sexual act was a process in which four persons were involved; at all events Scott soon added to the mathematical possibilities through further liaisons of his own, which were often closely linked to his obsession with Zélide's. Shortly after the publication of Rousseau's Confessions, Coleridge counterpointed his advocacy of an account sparing nothing of the facts, however unpleasant, with a sober and straightforward alternative: "I could inform the dullest author how he might write an interesting book - let him relate the events of his own life with honesty, not disguising the feelings that accompanied them." Between them, the statements by Rousseau and Coleridge indicate the extremes of what is involved in the biographical enterprise. A point that emerges from Holmes's range of examples, however, is that successful biography will often also involve some kind of ambiguity, either in the subject or perhaps in the biographer himself or herself, that engages similar dualities in the spectator - as in Blake's case, where the issue becomes climactic once a sympathetic reader tries to embrace all the fissures implicit in his contradictions and self-contradictions. Here perhaps lies the truest fascination of biography.

JOB IN AIRLINE - 1

I. Airhostess jobs

Graceful, slim and smiling… that’s’ what an air-hostess is made of. After a rigorous selection process, the candidates are well groomed to take on as the esteemed job of that of an airhostess. As the epitome of hospitability, she’s responsible for making the guests comfortable. Her job is inclusive of serving her guests, fulfilling their F&B, and comfort demands with an untiring smile, demonstrating safety instructions while the safety video is being played etc. Like it or not, the male customers consider the quality of the airhostesses a major parameter for choosing their airline!


Front desk jobs in airlines

If flights don’t entice you buy you want to help other people to fly, front desk jobs are for you. At the front desk, you are responsible for flight booking and verification procedures. Ticket bookings, checking flight availability, responding and giving alternatives to customers, allotting customers other seats in case of flight cancellations etc are some of the front desk operations.


Airline Ground crew jobs
If your are on the passenger front, checking the tickets, issuing boarding passes, verification of passengers, helping passengers with baggage check etc are some of the major aspects of a ground crew’s job aspects, Whereas ground crew for the cargo ensures things such as measuring and weighing the baggage so it does not overshoot the laid standards, ensuring the security, keeping check on the cargo etc.


Besides these, other airline jobs include flight engineers, technicians, staff etc that all make an important contribution towards a smooth and safe flight.


How to join - Finding an airline job
So if you are satisfied enough and are thinking of joining the sector, here’s how you can do it. Newspapers usually carry ads inviting applications. Certain qualifications such as 10+2, fluency in particular language, IATA score etc determine your chances of being short-listed. After a shortlist, a preliminary interview is held and if you do well, in the second round of interview, your physical attributes such as height, weight etc are checked. Post this, the third round is to gauge one’s confidence and public speaking skills. And if you pass all these with great scores, you can make it to your job of choice after, of course, a clear medical certificate. After 3 months of training ( which might require a refundable deposit), you are ‘ready –to-serve!’

Remuneration aspects - Airline job salary
Employees of the aviation sector are usually well-paid but the range differs from airline to airline. In India, a trainees’ stipend starts from Rs. 8000 till he /she climbs the career ladder and draws anything from INR 20000 – 50000 p.m.

Airline Career prospects
If the recent media reports are anything to go by, the explosion in the aviation industry due to arrivals of several new airlines has increased the demand for new and skilled talent. This has given rise to poaching, so much so that the salaries and perks of employees have increased by 25 – 30%! So, you can be assured that airline jobs are quite estimable and lucrative.

II.The Indian economy is on an upwards trend and with this it has witnessed the birth of many new airline companies as well as many new air-travel-related services in recent years. Naturally, this has led to the creation of countless airline jobs in India. People who take up these jobs usually have a penchant for travel and most aviation jobs in India do pay a good wage. These are just a couple of reasons why people flock at the first opportunity of securing jobs in the airline industry in India. There are many different areas of work in which you can seek to find jobs with airline companies. One could, for instance, seek airline reservation jobs, flight-attendant positions, find work as pilots or even take up a position as part of an airline's ground crew.

Each job has its own set of responsibilities and for a flight attendant the work basically involves ensuring that the passengers have a safe and pleasant trip. Some of the duties therefore include welcoming the passengers on board the aircraft and ensuring that they adhere to the safety norms by buckling their seat-belts and staying seated during turbulence. Flight attendants must also ensure that the aircraft is properly sealed and that the doors are locked properly before take-off. One of the most sought-after jobs is that of an air-hostess or stewardess. These jobs have always attracted many women as they have a certain glamour quotient. But these jobs are also very grueling and an air-hostess must smile and remain calm and polite through the trip irrespective of the demeanor of passengers.